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DISCLAIMER

Kuendruel is an Intermediary under the provisions of the Information Technology Act of Bhutan and facilitates virtual connection between lenders and borrowers through electronic platforms of website and/or mobile app. The lending transaction is purely between lenders and borrowers at their own discretion and Kuendruel does not assure loan fulfillment and/or investment returns. Also, the information provided on the platform are verified or checked on the best efforts basis without guarantying any accuracy in the data/information verification. Any investment decision taken by the lender on the basis of this information is at discretion of the lender and Kuendruel does not guarantee that the loan amount will be recovered back from the borrower fully or partially. The risk is entirely on the lender. Kuendruel will not be responsible for the full or partial loss of the principal and/or interest of lenders’ investment.

Kuendruel.bt is not yet registered as an online peer to peer lending platform or any financial service providing entity with Royal Monetary Authority of Bhutan, the governing body of financial service providers in Bhutan. The platform currently works as per the guidance of private lending rules and regulations, 2016. Any future updates on regulations on Kuendruel.bt as a peer to peer lending platform shall be notified.

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